Creative Thoughts

Archive for February, 2010

Well, it looks like I haven’t clearly set up the reason for this saving goal. It was vague when I said it would be used to improve our financial situation however for this 100 day challenge where my one goal is to save as much money as I can, I haven’t been really clear as to why I needed to save. Here it is. This just became clear by yesterday. The money we will be able to save will go to our Emergency Fund. We don’t have any Emergency Fund yet and so I need to start working on it. Ideally, in my own terms, I want this Emergency Fund to support us for a matter of 6 months even without any other source of financial income.  This is for emergency purposes. This is one of the things that financially wise people do before venturing into any kind of business endeavor or whatsoever. So, instead of getting lured in buying a eye cream for dark circles, I would rather save my money and add it to our emergency fund.

As of now, both me and my husband work. Our wages are above the average, specially mine, very much above the average. But, it is very difficult to save up, for some reasons. It is just so difficult. I tell you, it is a very challenging thing to do specially because we live in the city. We live in the heart of the province of Cebu, in the main city itself where anything you do has a cost. Where anywhere you look, there’s something nice to buy. It is more of a challenge than you could ever think of. The cost of living in a city is way higher than in a province.

But I will not give up. If i have to sacrifice some things such as buying my favorite foods every now and then or getting to buy t shirts once in a while, then, let it be. I know I can achieve saving up for our Emergency Fund. I will. I can and I must……….

This is the 6th day of my 100 day challenge . This is a challenge where the next 100 days of my life will be devoted to one single goal: to save money. In my last entry regarding this challenge, I noted that I already had 9,500 in savings from my blogging earnings.  Now, at this point, I have an additonal 1500 from blogging ventures and additional 4,000 savings which is coming from my salary.  So, on my 6th day I have saved a total of 15,000. I still have to earn and save 35,000 to complete the 50,000 goal for the 100 day challenge. I think if I would really take this seriously, I can save 50,000 in less than 100 days. But, we’ll see. We’ll see how much I can save in a span of 100 days as well.

I went to SM yesterday and it so happened that it was my first time to buy something at CD-R king. It was my first time, yes! and I was super duper amazed with the variety of great products and new technology that they offer. I found the products I have been looking for and was planning to order internationally online. But, it looks like they’ve got it at cheaper rates without any shipping charges cause you just have to come to their shops.  I found the hidden camera or monitoring system that I have been looking for in USA sites. But, I was so surprised they have it at a cheaper rate. The palm monitor cost more than 3,000 pesos. There is a small palm monitor, big a bigger screen than that of cellular phones, and this is where you can see the live videos from the camera. It is great, but I still have to save up for this and I also want to learn how this really works. Second product which got me interested was this USB TV Dongle. Through this, you can watch live tv on your pc and you can even record your favorite tv shows so you have freedom of time. I’ve been looking for a tv recorder long time ago, and I am so amazed to find this. This tv Dongle only cost 1500 or something. Yeah! That cheap! I wanna buy this but I am not sure when I would be actually buying this.

In a snap, something can change in our lives even if we are not prepared for it. Our supervisor just declared that I’m gonna be transferred to another account. I am so relaxed and comfortable here in the current account I am handling and I’ve been here for around 3 months now and then suddenly he will blurt out that he needed to transfer me and he needed me to handle another account. I am not so comfortale with quick changes and honestly, I do not know what lies behind. But, I want to trust that God has a plan for me and this is just part of the plans He has for me.